If you’re a student (like me) or unemployed and have no constant income, then its hard for you to apply for a credit card which usually requires all sorts of documents, bla bla bla. My solution is, just get a debit card. Hafreze was asking me to share my experience of using this debit card so I decided to write the post. There are a few debit cards available in Malaysia, two that I know of is the Public Bank debit card and the Ambank NexG Prepaid MasterCard. After some deliberation, I chose the latter. Read a complete guide after the jump.
Sometimes unexpected things like accidents, natural disasters or any other situation in which you desperately need advanced money. One way of doing it is to apply for loans through banks which is a rather tedious and time consuming process. Another way is to borrow it from money lenders but the disadvantage of this is that they charge too much interest and it may be dangerous in the long run. One good solution to your problem is to get pay day loans. These loans allow you to get the amount of your pay in advance and all you have to do is provide proof of identity, proof of residency, proof of…