If you’re a student (like me) or unemployed and have no constant income, then its hard for you to apply for a credit card which usually requires all sorts of documents, bla bla bla. My solution is, just get a debit card. Hafreze was asking me to share my experience of using this debit card so I decided to write the post. There are a few debit cards available in Malaysia, two that I know of is the Public Bank debit card and the Ambank NexG Prepaid MasterCard. After some deliberation, I chose the latter. Read a complete guide after the jump.